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	<title>Australia &amp; New Zealand Motorcycle Directory</title>
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	<link>https://austmotorcycle.com.au</link>
	<description>Motorcycle Spares, Trade &#38; Club Listing, Sales</description>
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		<title>Best Time to Buy a Motorcycle in Australia &#038; New Zealand</title>
		<link>https://austmotorcycle.com.au/best-time-to-buy-a-motorcycle-in-australia-new-zealand/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=best-time-to-buy-a-motorcycle-in-australia-new-zealand</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Tue, 17 Jun 2025 07:34:35 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Tips]]></category>
		<guid isPermaLink="false">https://austmotorcycle.com.au/?p=3478</guid>

					<description><![CDATA[Are There Seasonal Price Trends? Timing your motorcycle purchase can save you thousands of dollars, especially in Australia and New Zealand where seasonal patterns significantly impact both new and used bike prices. Understanding these market trends helps smart buyers secure the best deals while avoiding peak-season premiums. Winter: The Golden Season for Buyers The best&#8230;]]></description>
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					<h2 class="elementor-heading-title elementor-size-default">Are There Seasonal Price Trends?</h2>				</div>
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									<p style="font-size: 14px;"><span style="font-size: 14pt;">Timing your motorcycle purchase can save you thousands of dollars, especially in Australia and New Zealand where seasonal patterns significantly impact both new and used bike prices. Understanding these market trends helps smart buyers secure the best deals while avoiding peak-season premiums.</span></p><h3><span style="font-size: 14pt;">Winter: The Golden Season for Buyers</span></h3><p><span style="font-size: 14pt;">The best time of the year to buy a motorcycle is during winter. When the sun is gone and the temperature is below freezing, motorcycles aren&#8217;t exactly top of mind, making it the ideal season for savvy buyers. During Australia&#8217;s winter months (June to August), dealerships face reduced foot traffic and mounting inventory pressure.</span></p><p><span style="font-size: 14pt;">While sales are going up in spring and summer, dealerships are anticipating reduced sales during winter or off-riding season. This creates a buyer&#8217;s market where negotiation power shifts significantly in your favour. Dealerships often need to clear older model inventory before new stock arrives, leading to substantial discounts and promotional offers</span></p><h3><span style="font-size: 14pt;">February: The Sweet Spot for Deals</span></h3><p><span style="font-size: 14pt;">February is about 10% shorter than any other month of the year, which means that dealers will have a hard time reaching targets. This is another reason for them to give you some extra discount. The combination of post-holiday financial recovery, shorter selling period, and winter weather creates perfect conditions for motorcycle bargains.</span></p><p><span style="font-size: 14pt;">Many New Zealand  &amp; Australian dealerships offer their most aggressive pricing in February, making it an excellent time to purchase both new and used motorcycles. The reduced competition from other buyers means you can take time to negotiate and consider your options without pressure.</span></p><h3><span style="font-size: 14pt;">Spring and Summer: Premium Pricing Season</span></h3><p><span style="font-size: 14pt;">Spring is the best time to sell motorcycles, winter will naturally be the worst time to sell. This seasonal flip means spring and summer (September to February) represent the most expensive time to buy. As riding weather improves, demand surges and prices follow suit.</span></p><p><span style="font-size: 14pt;">During these warmer months, dealerships can afford to maintain higher prices due to increased buyer interest. Summer is also not the best time to buy a motorcycle as the demand is high. Popular models may have waiting lists, and negotiation room virtually disappears.</span></p><h3><span style="font-size: 14pt;">Market Trends and Pricing Factors</span></h3><p><span style="font-size: 14pt;">The Australian Motorcycle Market keeps the negative trend. Q1 2025 sales have been 18,613 (-9.3%) following the previous year 6.5% lost. This declining market creates additional opportunities for buyers, particularly during off-season periods when dealerships are more motivated to move inventory.</span></p><p><span style="font-size: 14pt;">The Australian motorcycle market shows distinct seasonal patterns influenced by weather, holiday periods, and riding culture. Understanding these cycles helps buyers time their purchases strategically.</span></p><p> </p>								</div>
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															<img fetchpriority="high" decoding="async" width="600" height="400" src="https://austmotorcycle.com.au/wp-content/uploads/2025/06/Bes-time-to-buy-motorcycle.jpg" class="attachment-large size-large wp-image-3479" alt="Bes time to buy motorcycle" srcset="https://austmotorcycle.com.au/wp-content/uploads/2025/06/Bes-time-to-buy-motorcycle.jpg 600w, https://austmotorcycle.com.au/wp-content/uploads/2025/06/Bes-time-to-buy-motorcycle-300x200.jpg 300w, https://austmotorcycle.com.au/wp-content/uploads/2025/06/Bes-time-to-buy-motorcycle-400x267.jpg 400w" sizes="(max-width: 600px) 100vw, 600px" title="Best Time to Buy a Motorcycle in Australia &amp; New Zealand 3">															</div>
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					<h2 class="elementor-heading-title elementor-size-default"> Negotiation Advantages in Off-Season</h2>				</div>
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									<p><span style="font-size: 14pt;">Motorcycles are not like cars, and there is not a lot of negotiating room. </span></p><blockquote><p><span style="font-size: 14pt;"><strong>On lesser expensive bikes there is only about a 4% to 7% margin for negotiating price.</strong> </span></p></blockquote><p><span style="font-size: 14pt;">However, during winter months, this margin often expands as dealerships become more flexible with pricing to maintain cash flow and clear inventory.</span></p><p><span style="font-size: 14pt;">Off-season buying also provides advantages beyond price. You&#8217;ll have more time to research, compare models, and inspect potential purchases without the pressure of peak-season crowds. Salespeople can dedicate more attention to your needs, potentially leading to better service and additional value-adds.</span></p><h3><span style="font-size: 14pt;">Strategic Buying Tips</span></h3><p><span style="font-size: 14pt;">Plan your motorcycle purchase during Australia&#8217;s cooler months to maximise savings. Start researching in autumn, with serious shopping beginning in late May through August. This timeline allows you to secure financing, compare options, and negotiate effectively before riding season returns.</span></p><p><span style="font-size: 14pt;">Consider end-of-financial-year timing (June-July) when dealerships may offer additional incentives to meet annual targets. Combined with winter&#8217;s natural price depression, this period often yields the best overall deals.</span></p><p><span style="font-size: 14pt;">The key to successful motorcycle buying lies in patience and timing. While the urge to ride might be strongest during sunny weather, your wallet will thank you for waiting until winter&#8217;s chill brings market prices down to earth.</span></p>								</div>
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															<img decoding="async" width="600" height="900" src="https://austmotorcycle.com.au/wp-content/uploads/2025/06/Triumph-winter-motorcycle.avif" class="attachment-large size-large wp-image-3480" alt="Triumph winter motorcycle" srcset="https://austmotorcycle.com.au/wp-content/uploads/2025/06/Triumph-winter-motorcycle.avif 600w, https://austmotorcycle.com.au/wp-content/uploads/2025/06/Triumph-winter-motorcycle-200x300.avif 200w, https://austmotorcycle.com.au/wp-content/uploads/2025/06/Triumph-winter-motorcycle-400x600.avif 400w" sizes="(max-width: 600px) 100vw, 600px" title="Best Time to Buy a Motorcycle in Australia &amp; New Zealand 4">															</div>
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		<title>Viking Bags&#8217; Premier Motorcycle Luggage</title>
		<link>https://austmotorcycle.com.au/viking-bags-premier-motorcycle-luggage/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=viking-bags-premier-motorcycle-luggage</link>
		
		<dc:creator><![CDATA[Aust-Admin]]></dc:creator>
		<pubDate>Thu, 30 Jan 2025 08:38:19 +0000</pubDate>
				<category><![CDATA[Tips]]></category>
		<guid isPermaLink="false">https://austmotorcycle.com.au/?p=3347</guid>

					<description><![CDATA[Elevate Your Ride: Viking Bags&#8217; Premier Motorcycle Luggage for the Seasoned Rider As an experienced motorcyclist, you understand the importance of reliable, durable, and functional motorcycle luggage. Your rides span from quick jaunts to cross-country expeditions, demanding gear that meets a broad spectrum of needs without compromising style or substance. Viking Bags, a leader in&#8230;]]></description>
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					<h2 class="elementor-heading-title elementor-size-default">Elevate Your Ride: Viking Bags' Premier Motorcycle Luggage for the Seasoned Rider</h2>				</div>
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									<p>As an experienced motorcyclist, you understand the importance of reliable, durable, and functional motorcycle luggage. Your rides span from quick jaunts to cross-country expeditions, demanding gear that meets a broad spectrum of needs without compromising style or substance. Viking Bags, a leader in motorcycle luggage, offers a range of products that exceed these expectations. Their commitment to quality, innovation, and rider needs places them at the forefront of motorcycle gear suppliers. This article delves into Viking Bags&#8217; top picks for motorcycle luggage, designed to enhance the riding experience for the veteran motorcyclist.</p><p>To check their range click the link &#8211; <a href="https://www.vikingbags.com/" target="_blank" rel="noopener">Viking Bags</a></p><h3>1. Viking Bags&#8217; Hard Saddlebags: A Fusion of Security and Style</h3><p>For those long-haul adventurers who prioritize security and ample storage, Viking Bags&#8217; Hard Saddlebags are unrivaled. Engineered from durable materials, these saddlebags offer an impenetrable shield against road debris and harsh weather conditions. The locking mechanism ensures your belongings are secure, providing peace of mind regardless of your destination. Additionally, their sleek design and customizability options ensure they complement the style of any motorcycle, from classic cruisers to modern touring models.</p><h3>2. The Viking Bags Touring Pack: Ultimate Comfort for Long Distances</h3><p>Understanding the unique challenges faced by long-distance riders, Viking Bags designed their Touring Pack with comfort and convenience in mind. Ample storage space allows for the packing of essentials (and more), while the ergonomic design ensures it integrates seamlessly with your motorcycle&#8217;s overall look and feel. The Touring Pack is equipped with innovation, featuring easy-access compartments and waterproof exteriors for quick adjustments on the road. Whether navigating the serpentine roads of the Rockies or cruising the coastal highways, the Viking Bags Touring Pack is your perfect companion.</p><h3>3. Tail Bags: The Compact Solution for Day Riders</h3><p>For the rider who seeks agility and minimalism without sacrificing functionality, Viking Bags&#8217; Tail Bags offer an exemplary solution. These compact, yet spacious bags attach securely to the rear of the motorcycle, providing ample space for day-trip essentials without affecting the bike&#8217;s aerodynamics or maneuverability. Constructed with the same attention to detail and quality as their larger counterparts, these tail bags are perfect for those spontaneous rides where freedom is the only plan.</p>								</div>
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															<img decoding="async" width="750" height="221" src="https://austmotorcycle.com.au/wp-content/uploads/2025/01/motorcycle-tail-bags-1024x302.webp" class="attachment-large size-large wp-image-3335" alt="motorcycle tail bags" srcset="https://austmotorcycle.com.au/wp-content/uploads/2025/01/motorcycle-tail-bags-1024x302.webp 1024w, https://austmotorcycle.com.au/wp-content/uploads/2025/01/motorcycle-tail-bags-300x88.webp 300w, https://austmotorcycle.com.au/wp-content/uploads/2025/01/motorcycle-tail-bags-768x226.webp 768w, https://austmotorcycle.com.au/wp-content/uploads/2025/01/motorcycle-tail-bags-1536x452.webp 1536w, https://austmotorcycle.com.au/wp-content/uploads/2025/01/motorcycle-tail-bags-400x118.webp 400w, https://austmotorcycle.com.au/wp-content/uploads/2025/01/motorcycle-tail-bags-e1738226651771.webp 1000w" sizes="(max-width: 750px) 100vw, 750px" title="Viking Bags&#039; Premier Motorcycle Luggage 8">															</div>
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									<h3>4. Tank Bags: The Accessible Accessory for Essentials</h3><p>Accessibility while riding can often be a challenge, which is where Viking Bags&#8217; Tank Bags shine. Positioned within arm&#8217;s reach, these bags offer convenient storage for items you need on the go, such as maps, smartphones, or snacks. Despite their smaller size, these bags are designed with the same durability and weather resistance as the larger luggage options.</p><p>The magnetic or strap attachment systems ensure a secure fit, providing confidence no matter the speed or terrain.</p><p><img loading="lazy" decoding="async" class="size-full wp-image-3337 aligncenter" src="https://austmotorcycle.com.au/wp-content/uploads/2025/01/Viking-bag-logo.jpg" alt="Viking bag logo" width="195" height="183" title="Viking Bags&#039; Premier Motorcycle Luggage 9"></p><p>Choosing the right motorcycle luggage can significantly impact your riding experience, especially for the experienced rider who understands the importance of balance, functionality, and style. Viking Bags stands out as a brand that comprehensively addresses these needs. Their top picks for motorcycle luggage reflect a deep understanding of riders&#8217; demands, marrying innovation with practicality. Whether embarking on a grand tour or enjoying the freedom of a day ride, Viking Bags offers luggage solutions that are bound to elevate your journey.</p><p>Explore their range, and experience the difference quality, rider-centric design can make to your adventures.</p>								</div>
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															<img loading="lazy" decoding="async" width="750" height="220" src="https://austmotorcycle.com.au/wp-content/uploads/2025/01/Viking-Range-bags-1024x300.jpg" class="attachment-large size-large wp-image-3333" alt="Viking Range bags" srcset="https://austmotorcycle.com.au/wp-content/uploads/2025/01/Viking-Range-bags-1024x300.jpg 1024w, https://austmotorcycle.com.au/wp-content/uploads/2025/01/Viking-Range-bags-e1737520988938-300x89.jpg 300w, https://austmotorcycle.com.au/wp-content/uploads/2025/01/Viking-Range-bags-768x225.jpg 768w, https://austmotorcycle.com.au/wp-content/uploads/2025/01/Viking-Range-bags-e1737520988938-400x118.jpg 400w" sizes="(max-width: 750px) 100vw, 750px" title="Viking Bags&#039; Premier Motorcycle Luggage 10">															</div>
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		<title>Benefits of ABS for Motorcycles</title>
		<link>https://austmotorcycle.com.au/benefits-of-abs-for-motorcycles/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=benefits-of-abs-for-motorcycles</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Wed, 29 Mar 2023 04:28:35 +0000</pubDate>
				<category><![CDATA[Tips]]></category>
		<guid isPermaLink="false">https://austmotorcycle.com.au/?p=2753</guid>

					<description><![CDATA[Motorcycle manufacturers resisted the introduction of anti-lock braking systems (ABS) on their bikes, even though they were already common on other vehicles. This was due to many reasons including weight, complexity and cost restraints. However, there are numerous benefits to having ABS on motorcycles. The most significant benefit of ABS is its ability to help&#8230;]]></description>
										<content:encoded><![CDATA[<p>Motorcycle manufacturers resisted the introduction of anti-lock braking systems (ABS) on their bikes, even though they were already common on other vehicles.</p>
<p>This was due to many reasons including weight, complexity and cost restraints.<br />
However, there are numerous benefits to having ABS on motorcycles.</p>
<p>The most significant benefit of ABS is its ability to help riders brake effectively in tricky conditions. ABS works by measuring the speed of the wheels and releasing brake pressure for a split second if a lock-up is detected. This pulsating feeling on the pedal or lever can allow the tyres to regain traction and maintain braking force.</p>
<p>The benefits of ABS for motorcycles are many. First, it can prevent crashes in tricky conditions, especially when the road is wet or slippery. Since most riders do not practice braking regularly, ABS can compensate for a lack of practice and expertise, allowing the rider to stop faster.</p>
<p>Second, ABS can increase rider confidence. Riders can rely on ABS to help them brake, but it is essential to remember that it cannot save them in every situation. However, just having the confidence that they can brake hard can prevent accidents.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-2842 alignright" src="https://austmotorcycle.com.au/wp-content/uploads/2023/03/ABS-motorcycle_typical_braking_distance.jpg" alt="ABS motorcycle typical braking distance" width="530" height="238" title="Benefits of ABS for Motorcycles 12" srcset="https://austmotorcycle.com.au/wp-content/uploads/2023/03/ABS-motorcycle_typical_braking_distance.jpg 530w, https://austmotorcycle.com.au/wp-content/uploads/2023/03/ABS-motorcycle_typical_braking_distance-300x135.jpg 300w, https://austmotorcycle.com.au/wp-content/uploads/2023/03/ABS-motorcycle_typical_braking_distance-400x180.jpg 400w" sizes="(max-width: 530px) 100vw, 530px" /></p>
<p>Third, ABS can improve safety. Many accidents have happened because riders did not brake hard enough for fear of locking a wheel. ABS can help riders brake hard with confidence and prevent accidents from happening.</p>
<p>Fourth, ABS can shorten stopping distances, leading to a significant decrease in stopping time. While non-ABS bikes can out-brake ABS-equipped motorcycles in the right hands, most riders do not have racer skills, and they do not practice their braking technique.</p>
<p>Fifth, ABS can prevent accidental wheel locking, which can cause serious accidents. By controlling the brake pressure, an ABS-equipped bike can offer more stability when needed.</p>
<p>Finally, research by the Monash University Accident Research Centre has shown that ABS motorcycles offer a 33% reduction in all motorcycle injuries, a 39% reduction in severe injuries, and a significant reduction in fatalities.</p>
<p>Since November 1st, 2019, motorcycles sold in Australia are required to have ABS fitted as standard. This brings Australia in line with other markets worldwide, including Europe and Japan. Mandatory bike ABS is being discussed in the USA.</p>
<p>In conclusion, despite initial resistance, it is clear that ABS provides significant benefits for motorcycle safety. With modern motorcycles featuring an array of safety devices, including ABS, riders can be assured of a safer and more enjoyable riding experience.<br />
<iframe title="YouTube video player" src="https://www.youtube.com/embed/UBxbefM3NKQ" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p>
<h3>How does the Anti-lock Braking System work in motorcycles?</h3>
<p>The Anti-lock Braking System (ABS) in motorcycles operates on a similar principle to ABS in cars, but with some differences to accommodate the specific characteristics of motorcycles. ABS in motorcycles is designed to prevent the wheels from locking up during braking, which helps the rider maintain control and stability while braking, especially in emergency situations or when braking on slippery surfaces.</p>
<p>Here&#8217;s a general overview of how ABS works in motorcycles:</p>
<p>Wheel Speed Sensors: ABS in motorcycles utilizes wheel speed sensors mounted near the wheels. These sensors detect the rotational speed of each wheel independently.</p>
<p>Electronic Control Unit (ECU): The ECU is the central control unit of the ABS system. It constantly receives input from the wheel speed sensors and processes the data.</p>
<p>Monitoring Wheel Speed: The ECU continuously monitors the wheel speed of each individual wheel during braking. It compares the speeds of the wheels to detect any discrepancies that may indicate impending wheel lock-up.</p>
<p>Modulating Brake Pressure: If the ECU detects a potential wheel lock-up, it activates hydraulic modulators. These modulators are responsible for adjusting the brake pressure applied to the individual wheels.</p>
<p>Pressure Relief: When the ECU identifies a wheel that is about to lock up, it commands the modulator to momentarily reduce the brake pressure to that wheel. This pressure relief allows the wheel to regain traction and prevents it from skidding.</p>
<p>Repeating the Process: The ECU continuously monitors the wheel speeds and adjusts the brake pressure accordingly. It dynamically modulates the brake pressure to prevent lock-up while optimizing braking efficiency.</p>
<p>It&#8217;s important to note that different motorcycle manufacturers may implement ABS slightly differently, and some advanced systems may have additional features such as cornering ABS, which takes into account the motorcycle&#8217;s lean angle to provide better stability during braking while cornering.</p>
<p>ABS in motorcycles is a valuable safety feature that enhances rider control and reduces the risk of accidents caused by wheel lock-up during braking. However, it&#8217;s important for riders to understand that ABS is not a substitute for safe riding practices and maintaining appropriate braking techniques.</p>
<h3>What are the benefits of ABS in motorcycles?</h3>
<p>The Anti-lock Braking System (ABS) in motorcycles offers several benefits that contribute to enhanced safety and control during braking situations. Here are some of the key advantages of ABS in motorcycles:</p>
<ul>
<li>Prevention of Wheel Lock-Up: The primary purpose of ABS is to prevent the wheels from locking up during braking. When a wheel locks up, it loses traction with the road surface, leading to skidding and loss of control. ABS detects impending lock-up and modulates the brake pressure to prevent it, allowing the rider to maintain steering control and stability.</li>
<li>Shorter Stopping Distances: By preventing wheel lock-up, ABS enables the rider to apply maximum braking force without the risk of skidding. This effectively reduces the stopping distance, as the tires maintain traction with the road surface. The ability to brake efficiently and quickly can be crucial in emergency situations where every meter counts.</li>
<li>Improved Stability: ABS helps to maintain stability during hard or emergency braking. By preventing wheel lock-up and skidding, it allows the rider to maintain control of the motorcycle. This is particularly important when braking on slippery or uneven surfaces, where maintaining stability can be challenging.</li>
<li>Increased Rider Confidence: ABS provides riders with a greater sense of confidence and reassurance while braking. Knowing that the system is actively working to prevent wheel lock-up and maintain stability can help riders stay calm and focused during sudden or aggressive braking maneuvers. This can contribute to better decision-making and safer riding overall.</li>
<li>Reduced Risk of Tipping Over: During hard braking, especially when combined with a sudden change in direction or maneuvering, there is a risk of the motorcycle tipping over. ABS helps to mitigate this risk by preventing the wheels from locking up and skidding, allowing the rider to maintain control and balance.</li>
<li>Adaptability to Various Conditions: ABS is particularly beneficial in adverse weather conditions or on slippery surfaces where traction is compromised. It helps the rider maintain control even when the road is wet, icy, or covered in gravel. ABS can adjust brake pressure dynamically to suit the prevailing conditions and optimize braking performance.</li>
</ul>
<p>It&#8217;s worth noting that while ABS significantly enhances safety, it does not guarantee accident prevention. It is still essential for riders to practice proper braking techniques, maintain a safe distance from other vehicles, and ride defensively to ensure their safety on the road. ABS should be seen as an additional safety tool that complements responsible riding practices.</p>
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		<title>Hot Weather Motorcycle Riding</title>
		<link>https://austmotorcycle.com.au/hot-weather-motorcycle-riding/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=hot-weather-motorcycle-riding</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Mon, 19 Dec 2022 06:39:09 +0000</pubDate>
				<category><![CDATA[Tips]]></category>
		<guid isPermaLink="false">https://austmotorcycle.com.au/?p=2599</guid>

					<description><![CDATA[Riding a motorcycle in hot weather can be challenging and can pose risks to your health if you are not properly prepared. It is important to take precautions to keep yourself cool and hydrated while riding in high temperatures. Some tips for staying safe while riding in hot weather include: Wear appropriate clothing: Wear moisture-wicking,&#8230;]]></description>
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									<p>Riding a motorcycle in hot weather can be challenging and can pose risks to your health if you are not properly prepared. It is important to take precautions to keep yourself cool and hydrated while riding in high temperatures. Some tips for staying safe while riding in hot weather include:</p><p>Wear appropriate clothing: Wear moisture-wicking, full coverage clothing and a mesh riding suit to maximize airflow and help with evaporative cooling. Avoid wearing synthetic materials that trap sweat and reduce evaporation.</p><p>Keep yourself hydrated: Drink plenty of water and electrolyte-rich beverages to replace fluids lost through sweating. Avoid caffeine and alcohol, which can increase dehydration.</p><p>Take frequent breaks: Stop and rest in a shady area or indoors if possible to allow your body to cool down.</p><p>Use a neckband or wet bandana: These can help with evaporative cooling and can be refreshing on hot rides.</p><p>Ride during cooler times of day: Try to avoid riding during the hottest parts of the day and instead ride in the morning or evening when it is cooler.</p>								</div>
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															<img loading="lazy" decoding="async" width="493" height="700" src="https://austmotorcycle.com.au/wp-content/uploads/2022/12/Motorcycle-hot-weather-touring-distance.png" class="attachment-large size-large wp-image-2607" alt="Motorcycle hot weather touring distance" srcset="https://austmotorcycle.com.au/wp-content/uploads/2022/12/Motorcycle-hot-weather-touring-distance.png 493w, https://austmotorcycle.com.au/wp-content/uploads/2022/12/Motorcycle-hot-weather-touring-distance-211x300.png 211w, https://austmotorcycle.com.au/wp-content/uploads/2022/12/Motorcycle-hot-weather-touring-distance-400x568.png 400w" sizes="(max-width: 493px) 100vw, 493px" title="Hot Weather Motorcycle Riding 14">															</div>
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									<p>Riding a Motorcycle in Hot Weather</p><p>Riding a motorcycle can be a great way to enjoy the warm weather, but it&#8217;s important to take precautions to stay cool and hydrated, especially when riding in hot weather. Here are some tips to help you stay safe and comfortable on your next hot-weather motorcycle ride:</p><p>Wear the right gear.</p><p>When riding in hot weather, it&#8217;s important to wear gear that will help you stay cool and protected. Look for gear made from lightweight, breathable materials, and avoid wearing dark colors, which absorb heat.</p><p><strong>Helmet:</strong> Choose a helmet with good ventilation. Some helmets have vents that can be opened and closed to control the amount of airflow.</p><p><strong>Jacket</strong>: A mesh jacket is a good choice for hot weather riding. It allows airflow through the jacket to help you stay cool.<br />Pants: Choose riding pants made from a lightweight, breathable fabric, such as cotton or mesh. Avoid wearing jeans, as they can be hot and uncomfortable.</p><p><strong>Boots: </strong>Choose riding boots that are comfortable and protective. Avoid wearing sneakers or other shoes that are not designed for motorcycle riding.</p><p><strong>Gloves: </strong>Wear gloves to protect your hands from the elements, but choose gloves that are made from a breathable material.</p><p><strong>Stay hydrated. </strong>It&#8217;s important to stay hydrated when riding in hot weather, even if you don&#8217;t feel thirsty. Drink plenty of water before, during, and after your ride. If you&#8217;re going to be riding for a long time, consider investing in a hydration backpack. This will allow you to sip on water while you ride without having to stop.</p><p><strong>Take breaks.</strong>It&#8217;s important to take breaks when riding in hot weather, especially if you&#8217;re feeling tired or overheated. Find a shady spot to rest and cool down. Drink some water and have a snack. If you&#8217;re wearing a helmet, take it off for a few minutes to let your head cool down.</p><p>Avoid riding during the hottest part of the day.</p><p>If possible, avoid riding during the hottest part of the day, which is typically between noon and 5 p.m. If you must ride during this time, try to stay in the shade as much as possible.</p><p>Be aware of the signs of heat exhaustion and heat stroke.</p><p>Heat exhaustion and heat stroke are serious medical conditions that can occur when your body temperature rises too high. Symptoms of heat exhaustion include headache, dizziness, nausea, and vomiting. Symptoms of heat stroke include high fever, confusion, and loss of consciousness. If you or someone you&#8217;re with is experiencing any of these symptoms, stop riding immediately and seek medical attention.</p><p>Here are some additional tips for riding a motorcycle in hot weather:</p><p>Plan your route. If possible, choose a route that will take you through shaded areas and avoid riding on exposed roads during the hottest part of the day.<br />Listen to your body. If you&#8217;re starting to feel tired or overheated, take a break. Don&#8217;t push yourself too hard.<br />Be aware of your surroundings. Be on the lookout for other vehicles, pedestrians, and road hazards. Heat can make it difficult to concentrate, so it&#8217;s important to be extra vigilant.</p><p>Riding a motorcycle in hot weather can be a lot of fun, but it&#8217;s important to take precautions to stay safe and comfortable. By following these tips, you can enjoy your ride and avoid any heat-related problems.</p><p><strong>Additional tips for hot weather riding:</strong></p><p>Use a cooling vest. A cooling vest can help to keep you cool by circulating water or ice around your body.<br />Wear a wet bandana or scarf. A wet bandana or scarf around your neck can help to cool you down by evaporation. Keep your bike cool. Park your bike in the shade whenever possible. If you have to park your bike in the sun, cover it with a tarp or shade cloth.<br />Be careful about what you eat and drink before your ride. Avoid eating heavy foods or drinking sugary drinks, as these can dehydrate you.<br />Tell someone where you&#8217;re going and when you expect to be back. This is especially important if you&#8217;re riding alone.</p><p>By following these tips, you can help to ensure that your next hot-weather motorcycle ride is a safe and enjoyable one.</p>								</div>
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		<title>Maintain Your Motorcycle Battery During Winter</title>
		<link>https://austmotorcycle.com.au/maintain-a-motorcycle-battery-during-winter/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=maintan-a-motorcycle-battery-during-winter</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Mon, 04 Jul 2022 01:07:13 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://austmotorcycle.com.au/?p=2336</guid>

					<description><![CDATA[Prepare your battery for springtime start-up confidence Winter is coming. For many of us, it’s time to put our motorcycles away until the warmer weather returns. How long your bike will be in a state of suspended animation depends on the outside temperature and your willingness to ride—or not—in cold weather. Whether your motorcycle is&#8230;]]></description>
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					<h2 class="elementor-heading-title elementor-size-default">Prepare your battery for springtime start-up confidence</h2>				</div>
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									<p><strong>Winter is coming.</strong></p><p>For many of us, it’s time to put our motorcycles away until the warmer weather returns.</p><p>How long your bike will be in a state of suspended animation depends on the outside temperature and your willingness to ride—or not—in cold weather.</p><p>Whether your motorcycle is going to be idle for a month or the entire winter, the expectation that all riders have is that when that first nice day comes around in spring you are going for a ride.</p><p>You insert the key, turn on the ignition, and just before you press the start button a quick thought enters your head, “I hope the battery is charged!” Too often many of us get a dose of reality when the start button is pressed and nothing happens.</p><p>Jump-starting or charging are options, but will there be enough electrical juice to start the engine again? Dead batteries are frustrating.</p>								</div>
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					<h2 class="elementor-heading-title elementor-size-default">Motorcycle Battery Freezing</h2>				</div>
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									<p>Caring for your motorcycle’s battery over the winter months is simple if these two rules are followed: Keep the battery stored out of the freezing cold environment and keep the battery charged.</p><p>There is a direct relationship between a battery’s state-of-charge and the temperature at which it will freeze. The electrolyte in a battery is made up of a combination of sulfuric acid and water. When a battery becomes discharged, the percentage of acid to water changes to mostly water, which will freeze at a higher temperature than acid. Freezing can crack the battery’s case and buckle the plates, permanently damaging it.</p><p>A fully charged battery can be stored at subfreezing temperatures (down to -75° F) with no damage. By contrast, a discharged (dead) battery will freeze at only 27° F. A battery not connected to anything can lose up to one percent of its charge each day at 70° F and more as the ambient temperature drops.</p><p> If the battery is installed on a motorcycle, electronic fuel injection computers, clocks, and radios can drain the battery at higher rates even when the ignition is off. Conventional batteries (the ones with filler caps) need to be checked for state-of-charge every month and absorbed glass mat (AGM) batteries, called maintenance-free, about every three months. Temperatures below 60° F or above 80° F may require more frequent inspections and/or charging.</p><p>To check battery state-of-charge, connect a digital voltmeter and read the voltage. If it’s less than 12.25 volts, it’s time to charge the battery.</p><p> </p>								</div>
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					<h2 class="elementor-heading-title elementor-size-default">Winter Storage Battery Chargers</h2>				</div>
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									<p> </p><p>Yuasa’s Automatic One AMP Battery Charger and Maintainer (#YUA1201000) is a great choice for winter storage. It can charge and maintain an AGM or Conventional flooded battery. It uses a three-stage charging cycle and has an LED display to indicate charge status. The charger can be left connected to a battery all winter and will not overcharge it.</p><p>The AMP Battery Charger and Maintainer has reverse polarity protection, so even in case the battery is incorrectly connected, there will be no damage to either the charger or battery. The cable is 12 feet long and the charger comes with a quick-disconnect fused ring connector that can be installed directly to the battery. The charger retails for $40.95 and comes with a 5-year limited warranty.</p><p>The first step you can try to keep your motorcycle battery charged during the winter is hooking your battery up to a battery tender.</p><p> Please note that a battery tender is different from a trickle charger which we will cover later.</p>								</div>
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															<img loading="lazy" decoding="async" width="300" height="300" src="https://austmotorcycle.com.au/wp-content/uploads/2022/07/Motorcycle-charger-2-e1664182698187-300x300.webp" class="attachment-medium size-medium wp-image-2509" alt="Motorcycle charger 2 e1664182698187" srcset="https://austmotorcycle.com.au/wp-content/uploads/2022/07/Motorcycle-charger-2-e1664182698187-300x300.webp 300w, https://austmotorcycle.com.au/wp-content/uploads/2022/07/Motorcycle-charger-2-e1664182698187-150x150.webp 150w, https://austmotorcycle.com.au/wp-content/uploads/2022/07/Motorcycle-charger-2-e1664182698187-400x400.webp 400w, https://austmotorcycle.com.au/wp-content/uploads/2022/07/Motorcycle-charger-2-e1664182698187-100x100.webp 100w, https://austmotorcycle.com.au/wp-content/uploads/2022/07/Motorcycle-charger-2-e1664182698187.webp 600w" sizes="(max-width: 300px) 100vw, 300px" title="Maintain Your Motorcycle Battery During Winter 17">															</div>
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					<h2 class="elementor-heading-title elementor-size-default">Battery Tender</h2>				</div>
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									<p>A battery tender is a device you can hook up to your motorcycle battery indefinitely throughout the winter. It has a sensor on it that will notify the system that the battery is starting to lose it’s charge and will automatically start charging it. Once it senses the battery is up to a full charge, it will automatically stop charging to prevent an overcharge. You essentially can let it do all the work without a worry.<br />Some people worry that the battery tender itself may freeze in the cold temperatures and fail to charge the battery. In most cases, you don’t need to worry because battery tenders are plugged in which prevents them from freezing.<br />The second option you have is using a trickle charger. A trickle charger and a battery tender both charge motorcycle batteries, but a trickle charger is different because it gives a constant charge rather than turning on and off like a battery tender.</p>								</div>
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					<h2 class="elementor-heading-title elementor-size-default">Motorcycle Trickle Charger</h2>				</div>
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									<p>If you use a trickle charger, you’ll need to supervise the charge to ensure it does not overcharge the battery. It is completely possible to overcharge a battery and is evident if the motorcycle battery itself starts swelling and it becomes hot to the touch.<br />You can use the trickle charger method occasionally and it will prolong the health of your motorcycle battery just fine. Hook the trickle charger up to the battery every few weeks or every other month and check in on the battery while it’s charging so it doesn’t get overcharged.</p>								</div>
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					<h2 class="elementor-heading-title elementor-size-default">3rd Option</h2>				</div>
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									<p>The third option you have to keep your motorcycle battery charged during the winter is simply disconnecting it from the battery and bringing it inside where it remains in controlled temperatures until spring.<br />If you choose this option, make sure to put it in some sort of container to prevent anything from falling on it or in the case it tips over and leaks. Always keep it away from any source of heat.<br />While keeping your motorcycle battery inside during the winter, it will still slightly discharge, but not as much as it would remaining outside. You can either continue to occasionally charge it throughout the winter (but make sure you do so outside) or you can simply wait until spring to charge it.</p>								</div>
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					<h2 class="elementor-heading-title elementor-size-default">Additional Motorcycle Battery Maintenance During The Winter</h2>				</div>
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									<p><br />Aside from keeping the battery charged, there are several other things you can do to maintain and prolong the life of your motorcycle battery. These are things people often forget to check.<br />Be sure to occasionally check the battery cables and ensure they are not cracked or have become brittle. The exposed wires underneath can cause a short and drain the battery even quicker. If you plan on keeping your motorcycle battery connected to the motorcycle throughout the winter, make sure the connectors are always tight so dirt or dust doesn’t get in between and lessen the connection.<br />Any time you are handling the motorcycle battery, always use insulated tools (tools that have rubber casings around the handles) so you don’t end up shorting the terminals.<br />Make sure to not let your motorcycle battery lose more than 20% of it’s charge (or the charge doesn’t get below 80%). If it gets below this, it may lose it’s capacity to charge fully.<br />It’s also a good idea to always inspect the terminals and make sure there is no acid build up on them. It’s fairly common for this to happen, but this prevents a full connect from the cables and could potentially cause problems.<br />What Happens To A Motorcycle Battery During The Winter<br />Just like us humans, harsh weather conditions can be rough on motorcycle batteries. Unfortunately, it is completely possible for a motorcycle battery to freeze.<br />Cold temperatures can inhibit a motorcycle battery’s ability to start a motorcycle. When a motorcycle has been exposed to cold temperatures for a certain amount of time, the oil inside the engine can lose some of it’s viscosity which makes the movement of the pistons a lot more difficult.<br />This, in turn, requires more power to get the motorcycle started in the first place. More power needed from an already inhibited, cold battery almost becomes impossible.<br />There is no exact temperature that can tell at what point a motorcycle battery can freeze. All of that depends on how charged or discharged the battery is. Much colder temperatures will be needed in order to freeze a fully charged motorcycle, while a discharged battery can freeze at just below freezing temperatures.<br />It’s important to know that a fully discharged battery doesn’t mean it has zero voltage. A completely discharged battery means it has anything below 12 volts whereas a 100% charged battery should read 12.6 volts. So if you use a multimeter and notice your battery is below 12 volts, you know you’ll promptly need to charge it.<br />On top of the freezing temperatures hindering the functionality of a motorcycle battery, they also suffer from a phenomenon called parasitic drain.<br />The battery gets a normal, routine charge every time you ride your motorcycle because of the stator. The battery is only used to start the motorcycle and the stator continues to charge the battery while the motorcycle is running<br />The winter usually mean you’ll be using your motorcycle a lot less than you have been during the warm months. Because the motorcycle battery isn’t getting the normal charge during rides, parasitic drain, or poorly grounded wires that slowly discharge the battery, starts to take place. See how a motorcycle battery gets charged during rides by clicking here to my article.<br />Can A Cold Winter Destroy A Motorcycle Battery?<br />There may be some of you who didn’t know that a motorcycle battery required maintenance throughout the winter and may have done nothing throughout the cold months.<br />If you’re at this point, or simply just curious, you may be wondering if a single cold winter could destroy or ruin a motorcycle battery if no maintenance or charging was performed on it. A lot of this depends on how cold the temperatures were, how old the battery was, and how discharged the battery was.<br />There does come a point where you will simply need a new battery. If your battery was a few years old and didn’t have much of a charge to begin with during the winter, chances are the battery has been ruined and you will need a new one. You can easily test the life of your battery through a multimeter. If you’re curious about whether or not a motorcycle battery can freeze, see my article here.<br />Related Questions</p>								</div>
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															<img loading="lazy" decoding="async" width="750" height="553" src="https://austmotorcycle.com.au/wp-content/uploads/2022/07/Yuasa-motorcycle-battery.png" class="attachment-large size-large wp-image-2507" alt="Yuasa motorcycle battery" srcset="https://austmotorcycle.com.au/wp-content/uploads/2022/07/Yuasa-motorcycle-battery.png 800w, https://austmotorcycle.com.au/wp-content/uploads/2022/07/Yuasa-motorcycle-battery-300x221.png 300w, https://austmotorcycle.com.au/wp-content/uploads/2022/07/Yuasa-motorcycle-battery-768x566.png 768w, https://austmotorcycle.com.au/wp-content/uploads/2022/07/Yuasa-motorcycle-battery-400x295.png 400w" sizes="(max-width: 750px) 100vw, 750px" title="Maintain Your Motorcycle Battery During Winter 18">															</div>
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					<h3 class="elementor-heading-title elementor-size-default">How long can a motorcycle sit before the battery dies?</h3>				</div>
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									<p>How long can a motorcycle sit before the battery dies? The average motorcycle battery will die after 2 – 4 months without running. Newer batteries can last longer with an average of 3 – 5 months until dying whereas older batteries will have an average of 1 – 3 months until the battery dies while the motorcycle is sitting. Click here for more info.<br />Can you jump start a motorcycle from a car? It is possible to jump start a motorcycle using a car. However, there is a risk of ruining the motorcycle battery if it is done wrong. Leave both vehicles off while connecting the jumper cables. Once connected, leave the car off and attempt to start the motorcycle.</p>								</div>
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		<title>What Motorcycle Insurance Should I Have?</title>
		<link>https://austmotorcycle.com.au/what-motorcycle-insurance-should-i-have/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-motorcycle-insurance-should-i-have</link>
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		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Wed, 30 Mar 2022 06:34:16 +0000</pubDate>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[motorcycle Insurance]]></category>
		<guid isPermaLink="false">https://austmotorcycle.com.au/?p=484</guid>

					<description><![CDATA[Is Motorcycle Insurance Obligatory In Australia? In Australia, it is mandatory to at least obtain a CTP Insurance to get on a motorcycle and it is illegal to ride without one. In different states, it might also be referred to as Green Slip or Transport Accident Charge. CTP Insurance (Compulsory Third Party) This type of&#8230;]]></description>
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					<h2 class="elementor-heading-title elementor-size-default">Is Motorcycle Insurance Obligatory In Australia?</h2>				</div>
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									<strong>In Australia</strong>, it is mandatory to at least obtain a CTP Insurance to get on a motorcycle and it is illegal to ride without one. In different states, it might also be referred to as Green Slip or Transport Accident Charge.

<strong>CTP Insurance (Compulsory Third Party)</strong>
This type of insurance is required by law in order for an individual to be able to register a motorcycle. Aside from it, all other optional types of Insurance can be found below.

<em>CTP Covers:</em> It offers financial protection to the rider for personal injuries, as well as compensates other people who have been injured in an accident in the case the CTP Insured rider was at fault.

<em>CTP Does not cover: </em>The costs of repair on the motorcycle, neither damaged property, nor other vehicles.								</div>
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					<h2 class="elementor-heading-title elementor-size-default">Why You Must get Motorcycle Insurance</h2>				</div>
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									<p>No responsible motorcyclist should ever get on the road without a proper insurance policy. Riding without insurance is not only illegal, moreover, it may also cause a great deal of financial harm to you and other individuals.</p><p>Different types of insurance provide a variety of benefits to the holder ranging from protecting you from third-party property damage liability to motorcycle safety from theft, fire, and natural disasters.</p>								</div>
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															<img loading="lazy" decoding="async" width="750" height="320" src="https://austmotorcycle.com.au/wp-content/uploads/2020/09/motorcycle-insurance-companies-1024x437.jpg" class="attachment-large size-large wp-image-491" alt="Best motorcycle Insurance" srcset="https://austmotorcycle.com.au/wp-content/uploads/2020/09/motorcycle-insurance-companies-1024x437.jpg 1024w, https://austmotorcycle.com.au/wp-content/uploads/2020/09/motorcycle-insurance-companies-300x128.jpg 300w, https://austmotorcycle.com.au/wp-content/uploads/2020/09/motorcycle-insurance-companies-768x328.jpg 768w, https://austmotorcycle.com.au/wp-content/uploads/2020/09/motorcycle-insurance-companies-1536x656.jpg 1536w, https://austmotorcycle.com.au/wp-content/uploads/2020/09/motorcycle-insurance-companies-400x171.jpg 400w, https://austmotorcycle.com.au/wp-content/uploads/2020/09/motorcycle-insurance-companies-e1600234269304.jpg 900w" sizes="(max-width: 750px) 100vw, 750px" title="What Motorcycle Insurance Should I Have? 20">															</div>
				</div>
					</div>
		</div>
					</div>
		</section>
				<section class="elementor-section elementor-top-section elementor-element elementor-element-4bc77ff elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="4bc77ff" data-element_type="section" data-e-type="section">
						<div class="elementor-container elementor-column-gap-default">
					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ca1d49c" data-id="ca1d49c" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-81882db elementor-widget elementor-widget-heading" data-id="81882db" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h2 class="elementor-heading-title elementor-size-default">Optional Types of Insurance and Which to Get</h2>				</div>
				</div>
					</div>
		</div>
					</div>
		</section>
				<section class="elementor-section elementor-top-section elementor-element elementor-element-da038d3 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="da038d3" data-element_type="section" data-e-type="section">
						<div class="elementor-container elementor-column-gap-default">
					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-acb9ed0" data-id="acb9ed0" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-3e494ef elementor-widget elementor-widget-text-editor" data-id="3e494ef" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>The Optional Types of Motorcycle Insurance listed below are ranked in order from simplest and most basic to most complex and full-covering. All optional insurances are purchased after already owning CTP. </p><p> </p><p><em>The full comparison between options can be found in the table below the list of Optional Insurances.</em></p><p> </p><p><strong>Third-Party Property Liability Insurance</strong></p><p> </p><p>Third-Party Property Liability is the next basic form of Insurance. It protects the rider from the legal liability of damage, caused to private property.</p><p> </p><p><em><u>Third-Party Property Liability Insurance covers: </u></em><em><br /></em>Repair costs to other people’s damaged property and all legal costs in case the victims of an accident decide to sue you.</p><p> </p><p><em><u>It does not cover</u></em><u>: </u></p><p>The cost of any necessary repairs or parts replacement on your motorcycle after an accident. Also does not cover theft, fire, or natural disaster damage.</p><p> </p>								</div>
				</div>
					</div>
		</div>
					</div>
		</section>
				<section class="elementor-section elementor-top-section elementor-element elementor-element-1b0fd0a6 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="1b0fd0a6" data-element_type="section" data-e-type="section">
						<div class="elementor-container elementor-column-gap-no">
					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ae65665" data-id="3ae65665" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<section class="elementor-section elementor-inner-section elementor-element elementor-element-7006a822 elementor-section-content-middle elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7006a822" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
						<div class="elementor-container elementor-column-gap-default">
					<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-48a3cc91" data-id="48a3cc91" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-22d3b0ed elementor-widget elementor-widget-heading" data-id="22d3b0ed" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Type of Insurance</h3>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-57f94fc9" data-id="57f94fc9" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-5c087e1a elementor-widget elementor-widget-heading" data-id="5c087e1a" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Required by Law?</h3>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-64a6e7e6" data-id="64a6e7e6" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-38889e0f elementor-widget elementor-widget-heading" data-id="38889e0f" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Injuries or death to others and the rider?</h3>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-da5d431" data-id="da5d431" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-572ab26f elementor-widget elementor-widget-heading" data-id="572ab26f" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Damage to the third-party  property?</h3>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-339ee83" data-id="339ee83" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-6494155 elementor-widget elementor-widget-heading" data-id="6494155" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Damage or loss of the bike from theft or fire?</h3>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-c108fcd" data-id="c108fcd" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-7183328 elementor-widget elementor-widget-heading" data-id="7183328" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Damage to the bike from traffic accidents?</h3>				</div>
				</div>
					</div>
		</div>
					</div>
		</section>
				<section class="elementor-section elementor-inner-section elementor-element elementor-element-d256fdf elementor-section-content-middle elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d256fdf" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
						<div class="elementor-container elementor-column-gap-default">
					<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-c972bf0" data-id="c972bf0" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-fb95e6a elementor-widget elementor-widget-heading" data-id="fb95e6a" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">CTP</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-b8edca3" data-id="b8edca3" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-c8f9403 elementor-widget elementor-widget-heading" data-id="c8f9403" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-bf20931" data-id="bf20931" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-138dcc5 elementor-widget elementor-widget-heading" data-id="138dcc5" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-0ef0794" data-id="0ef0794" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-f7d60d3 elementor-widget elementor-widget-heading" data-id="f7d60d3" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-e8d78f6" data-id="e8d78f6" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-1843d55 elementor-widget elementor-widget-heading" data-id="1843d55" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-197f537" data-id="197f537" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-fad5376 elementor-widget elementor-widget-heading" data-id="fad5376" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
					</div>
		</section>
				<section class="elementor-section elementor-inner-section elementor-element elementor-element-e778ecf elementor-section-content-middle elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="e778ecf" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
						<div class="elementor-container elementor-column-gap-default">
					<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-7506d7f" data-id="7506d7f" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-0eb1d3d elementor-widget elementor-widget-heading" data-id="0eb1d3d" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">Third-Party Motorcycle Only</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-9aea0f4" data-id="9aea0f4" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-75efb8d elementor-widget elementor-widget-heading" data-id="75efb8d" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-451d207" data-id="451d207" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-f67eebe elementor-widget elementor-widget-heading" data-id="f67eebe" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-67f7ebb" data-id="67f7ebb" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-8b191a1 elementor-widget elementor-widget-heading" data-id="8b191a1" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-441be7e" data-id="441be7e" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-b5e0ae5 elementor-widget elementor-widget-heading" data-id="b5e0ae5" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-9fe8cbe" data-id="9fe8cbe" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-8198fea elementor-widget elementor-widget-heading" data-id="8198fea" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
				</div>
					</div>
		</div>
					</div>
		</section>
				<section class="elementor-section elementor-inner-section elementor-element elementor-element-3f196f1 elementor-section-content-middle elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3f196f1" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
						<div class="elementor-container elementor-column-gap-default">
					<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-98882ea" data-id="98882ea" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-a4dc044 elementor-widget elementor-widget-heading" data-id="a4dc044" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">Third-party property liability</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-82b7781" data-id="82b7781" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-bf114ab elementor-widget elementor-widget-heading" data-id="bf114ab" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-2a710fc" data-id="2a710fc" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-0d26f50 elementor-widget elementor-widget-heading" data-id="0d26f50" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-cab1917" data-id="cab1917" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-47c58a8 elementor-widget elementor-widget-heading" data-id="47c58a8" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-427bd1e" data-id="427bd1e" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-3c0c937 elementor-widget elementor-widget-heading" data-id="3c0c937" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-e763114" data-id="e763114" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-ef08d14 elementor-widget elementor-widget-heading" data-id="ef08d14" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
					</div>
		</section>
				<section class="elementor-section elementor-inner-section elementor-element elementor-element-d09381e elementor-section-content-middle elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d09381e" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
						<div class="elementor-container elementor-column-gap-default">
					<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-a00490d" data-id="a00490d" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-9b502db elementor-widget elementor-widget-heading" data-id="9b502db" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">Third-party, fire, and theft</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-52773d8" data-id="52773d8" data-element_type="column" data-e-type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-93e9b49 elementor-widget elementor-widget-heading" data-id="93e9b49" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
				</div>
					</div>
		</div>
				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-01af602" data-id="01af602" data-element_type="column" data-e-type="column">
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					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
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					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
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					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
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				<div class="elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-a8f382e" data-id="a8f382e" data-element_type="column" data-e-type="column">
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					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
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				<section class="elementor-section elementor-inner-section elementor-element elementor-element-bb330ef elementor-section-content-middle elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="bb330ef" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
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					<div class="elementor-heading-title elementor-size-default">Comprehensive Insurance</div>				</div>
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					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
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					<div class="elementor-heading-title elementor-size-default">No</div>				</div>
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					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
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					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
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					<div class="elementor-heading-title elementor-size-default">Yes</div>				</div>
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					<h2 class="elementor-heading-title elementor-size-default">Third-Party Property- Motorcycle Insurance</h2>				</div>
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									This is the next entry-level Insurance option that covers the bill for damage that your motorcycle causes to private property in the case of an accident.
Another great benefit it provides is the fact that it covers up to $5,000 for damage to your motorcycle caused by third-party uninsured drivers.								</div>
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					<h2 class="elementor-heading-title elementor-size-default">Third-Party, Fire, and Theft Insurance</h2>				</div>
				</div>
					</div>
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					</div>
		</section>
				<section class="elementor-section elementor-top-section elementor-element elementor-element-76cd5c5 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="76cd5c5" data-element_type="section" data-e-type="section">
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									<strong>Should you cancel your Motorcycle Insurance during the winter?</strong>

If you are absolutely certain that you are not going to use the motorcycle and it is stored in a 100% secure location, then it might be a budget option to cancel the insurance during the non-active months of the year.

However, it is preferable that insurance remains active throughout the year. Protection from disaster and theft is needed at all times, not to mention every biker gets out for an impulse ride if the weather allows it, regardless of the month of the year.								</div>
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									<strong>What reflects on the cost of Motorcycle Insurance?</strong>
<ol> 	<li>The type of Insurance policy you choose. (The more options it covers, the higher the cost)</li>
 	<li>Newer motorcycles cost more to insure than old ones.</li>
 	<li>A clean car/motorcycle driving history can lower your premiums, resulting in a much lower insurance policy cost.</li>
 	<li>Using a secure parking-spot can also lower your premiums. If the insurance company is provided with proper evidence that you use a safe garage, it might lower the cost of Insurance from theft.</li>
</ol>								</div>
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									<p><strong>In summary; Which Option Should You Choose?</strong></p><p>Motorcycle insurance is an essential part of feeling safe while riding your beloved machine. CTP Insurance is required by Law. Optional ones are highly recommended and are there for you to choose from.<br />If <strong>the budget </strong>is an important aspect, influencing your choice, consider whether your motorcycle is new or old. If you are riding a new and expensive motorcycle it is highly recommended that you choose a comprehensive policy.</p><p>However, if you are riding a 20-year-old motorcycle, getting the bare minimum insurance might be a better option budget-wise. Older vehicles get hungry for repairs and part-replacement more than they need a full insurance policy.</p><p>Dirt-bikes and other off-road vehicles are also not a good candidate for comprehensive insurance. In those cases, the absolute minimum is recommended as well.<br />Always consider how much your motorcycle is actually worth, over-insuring a machine that costs just 2.000$ might not be the best idea.</p>								</div>
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		<title>Select The Best Motorcycle Finance</title>
		<link>https://austmotorcycle.com.au/best-motorcycle-finance/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-select-the-best-motorcycle-finance</link>
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		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Fri, 25 Feb 2022 00:28:13 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Best Motorcycle Finance]]></category>
		<guid isPermaLink="false">https://austmotorcycle.com.au/?p=520</guid>

					<description><![CDATA[Selecting the best motorcycle finance Instead of expecting the next couple of paychecks, some riders cannot wait to get their dream motorcycle and there is nothing wrong about that. Waiting a few months to pass can mean the end of the summer. There is another way &#8211; taking a Motorcycle Loan. Motorcycle Loans in Australia&#8230;]]></description>
										<content:encoded><![CDATA[		<div data-elementor-type="wp-post" data-elementor-id="520" class="elementor elementor-520">
						<section class="elementor-section elementor-top-section elementor-element elementor-element-b96857a elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="b96857a" data-element_type="section" data-e-type="section">
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						<div class="elementor-element elementor-element-4e446ea elementor-widget elementor-widget-text-editor" data-id="4e446ea" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
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									<h1><b><img loading="lazy" decoding="async" class="aligncenter size-full wp-image-1819" src="https://austmotorcycle.com.au/wp-content/uploads/2022/03/Harley-live-wire-electric-scaled-e1647308875501.jpg" alt="Harley live wire electric scaled e1647308875501" width="560" height="329" title="Select The Best Motorcycle Finance 22">Selecting the best motorcycle finance</b></h1><p>Instead of expecting the next couple of paychecks, some riders cannot wait to get their dream motorcycle and there is nothing wrong about that. Waiting a few months to pass can mean the end of the summer. There is another way &#8211; taking a Motorcycle Loan.</p><h2><b>Motorcycle Loans in Australia or New Zealand<br /></b></h2><p>A motorcycle loan is used to buy a vehicle, regardless of whether it is purchased from a private seller, a dealership, or an auction. In Australia, you can apply for a motorcycle loan with car dealerships, banks, online lenders, or finance brokers. In each case the vehicle is used as collateral on the loan. </p><p> </p><h2><b>How do Motorcycle Loans Work?</b></h2><p>You are being lent money to finance the purchase of the motorcycle, and afterward, over fixed terms, repay the amount lent plus interest. Depending on the lending party, terms can be negotiated so that repayments can be set at either weekly, fortnightly, or monthly installments. </p><p><b>Unsecured Personal Loan</b></p><p>Unsecured Personal Loans can be taken by anyone with a constant paycheck. In this form of lending, there is no need for collateral. Thus, the loan is considered riskier for the lending institution and offers less attractive conditions for the borrower. With unsecured personal loans in the case when the borrower fails to repay, they can be brought to court and sued.  </p><p>This type of loan usually comes at a higher interest rate.</p><p><b>Secured Motorcycle Loans (Secured Personal Loan)</b></p><p>In Secured Personal Loans, the purchased vehicle is used as collateral and if the case arises when the borrower is unable to pay the installments, the vehicle is confiscated by the institution. This usually means that the amount lent to the borrower is calculated on the market price of the motorcycle purchased. </p><p>Furthermore, secured loans are far more secure for the lender and allow them to propose lower interest rates.</p><p> </p><table><tbody><tr><td><p>Criteria/Type of Loan:</p></td><td><p><b>Secured Motorcycle Loan</b></p></td><td><p><b>Unsecured Personal Loan</b></p></td></tr><tr><td><p><b>Motorcycle Value</b></p></td><td><p>$30,000</p></td><td><p>$30,000</p></td></tr><tr><td><p><b>Limit to borrow</b></p></td><td><p>$30,000</p></td><td><p>Variable</p></td></tr><tr><td><p><b>Loan security(Collateral)</b></p></td><td><p>Required</p></td><td><p>Optional</p></td></tr><tr><td><p><b>Interest Rate %</b></p></td><td><p>Lower Rate</p></td><td><p>Higher Rate</p></td></tr></tbody></table><p><b>Comparison between borrowing options</b></p><p>It is important to note that the fees, interest rate, and the repayment period terms can be negotiated with the different lending institutions.</p><p>In Australia, to compare motorcycle loans it is a good idea to get familiar with which lenders can offer you motorcycle financing depending on your financial history. There is a variety of factors that influence the interest rate and the total repayment amount you would get.</p><p>Comparing Motorcycle loans is the first step toward choosing the right option and getting the most suitable terms for your circumstances. </p><p>The Factors that might influence the total amount of the loan repayment</p><ul><li>Upfront fees or ongoing fees through the loan</li><li>Penalties for early repayment</li><li>The length(or term) off your motorcycle loan </li></ul><p>Motorcycle Loans can be obtained through: </p><ul><li>Motorcycle dealerships </li><li>Banks </li><li>Vehicle finance brokers </li><li>Online financial lending services </li></ul><h2><b>Types of lending parties</b></h2><p>Lending institutions offer different terms, evaluate you as a borrower in different ways, and have different approval processes. There are some lending parties that offer lower fees but take longer to approve your loan, others demand higher interest rates but can finance you on the same day. </p><p>There is a variety of options, and it is best to make an educated decision in choosing between dealerships, banks, online lenders, or finance brokers</p><p>The most important aspects to consider before choosing a lending institution to borrow from are fees and charges, the time frame in which you are planning to use the vehicle. It would be a waste to keep paying for a motorcycle that you no longer use.</p><p><b>Banks</b></p><p>Banks are one of the most common sources of car and motorcycle financing. Regarding the financial history of the borrower, almost everyone has a previously established relationship with a bank. Investments accounts, Saving accounts, and mortgage all count and can help the individual’s loan application to get approval quickly. </p><p><i>Pros of Bank Financing:</i></p><ul><li>Banks might offer more flexible terms and conditions, in reference to your previous financial history or relationship with them</li><li>More often than other institutions allow borrowers to repay their debt without penalties</li><li>Offer the option to extend repayment terms, in order to reduce the monthly repayment amount</li></ul><p><i>Cons of Bank Financing:</i></p><ul><li>Have a slower, more thorough application process, especially in cases where the borrower has no previous banking history with them.</li></ul><p><b>Vehicle Finance brokers</b></p><p>Vehicle finance brokers specialize in working with a large pool of car/motorcycle finance providers. Brokers offer the advantage of comparing a range of financial products from different institutions.</p><p><i>Pros of Vehicle Finance brokers:</i></p><ul><li>Guide the borrower through the process from the start with advice.</li><li>Specifically, point to the most suitable financing for the borrower’s needs.</li><li>Are easier to get approval from</li><li>Quick and reliable</li></ul><p><i>Cons of Vehicle Finance brokers:</i></p><ul><li>Have fees that you need to pay for their advice and services</li></ul><p><b>Car/Motorcycle Dealerships</b></p><p>Car dealerships offer unparalleled convenience since they often provide the option to turn in an older vehicle in exchange for a discount on the new one you are about to purchase. Their main benefit is the comfort of having to complete one transaction instead of two when selling the old motorcycle and purchasing the new one.</p><p><i>Car/Motorcycle Dealership Pros:</i></p><ul><li>Provide a high level of convenience, in the case you want to sell an old vehicle and get a new one, they make that possible in one transaction.</li><li>Provide discounts based on the market value of your old motorcycle.</li></ul><p><i>Car/Motorcycle Dealership Cons:</i></p><ul><li>Have higher fees and charges.</li><li>The repayment amount is higher in total over the course of the term.</li><li>They often have commissions attached.</li></ul><p><i>Pros and Cons summarized in a table:</i></p><table><tbody><tr><td><p>Lending Institution:</p></td><td><p>PROS</p></td><td><p>CONS</p></td></tr><tr><td><p><b>Banks</b></p></td><td><p>Lower overall cost, negotiable terms, flexible</p></td><td><p>Might take more time to approve in some cases</p></td></tr><tr><td><p><b>Vehicle Finance Brokers</b></p></td><td><p>Advice on getting the most suitable deal</p></td><td><p>Small broker fee involved</p></td></tr><tr><td><p><b>Car/Motorcycle dealerships</b></p></td><td><p>Convenient, one transaction</p></td><td><p>Higher overall amount to be repaid</p></td></tr></tbody></table><h2><b>Other Types of Motorcycle Loans in Australia</b></h2><p>In Australia, aside from the traditional lending institutions to choose from, there are a variety of other finance options available. These options depend on whether you are planning to use the motorcycle for personal or business uses.</p><p><b>Chattel Mortgage</b></p><p>In Australia, Chattel Mortgage can be used to finance a motorcycle or a scooter purchase for business uses. It works in a very similar way to a standard loan. The purchased vehicle is still considered as a security collateral for the deal.</p><p><b>Novated Lease</b></p><p>Novated leases are a very tax-effective way for employees to purchase vehicles. The main difference is that the monthly repayments are directly debited from the pre-tax salary of the borrower before they receive it.</p><p><b>Motorcycle Lease</b></p><p>A car lease is a financial service in which the lender purchases the motorcycle or car and rents it out to the borrower for a certain period of time.</p><h2><b>Frequently asked questions about Motorcycle Loans</b></h2><p><b>Can extra repayments or lumps sum be made to personal loans?</b></p><p>Yes, most lending institutions allow the borrower to make extra repayments or lump sums.</p><p>In some cases, there might be additional charges involved, thus it is always a good idea to consult with the lending party beforehand.</p><p><b>Can the repaying of the personal loan early lead to extra costs?</b></p><p>Yes. Paying off personal loans early often leads to an early repayment fee. In most cases that fee varies in a range of $0 up to $800, depending on the terms of the agreement. An average amount for early repayment costs is a rough estimation of $150.</p><p><b>In what way do I pay the loan repayments?</b></p><p>The most common practice is to store funds in a nominated bank account. In case you have enough savings present the money will automatically be deducted each month to cover the cost of the repayment. Make sure you discuss the terms of paying before signing an agreement.</p><p> </p>								</div>
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